How can I get one if i'm under 18??
But like i dont get how like if a kid goes to a store alone and they give the person thier credit card and they except it..
Opps i meant to say Accept

Get an education first. (3 years at least)
Get a job.
then build a work history ( at least 2 years)
Then apply for a credit card through any bank.
it will take you some ears at least to get a credit card, unles...

Your dad is filthy rich a thousand bucks here and there is pity cash then you got it made!

Your parents would have to list you as an authorizes user on their accounts , , as to why kids get credit cards , ..Bad parenting , I would never teach my kids about getting in debt , nor about spending money they do not have , my neice had a credit card to " build credit " she got behind on one payment , now she is paying 38% interest... Credit is a financial trap , it is belived that debt is a way of life , that is so wrong , for example I just bought an acre of land , the listed price was 20 thousand dollars , if I had used the "credit " way it would be more with the financing charges ( interest) with that 20 grand the sellers would have to pay agent ,and listing fees plus taxes on the money , ..I offered them in person 6 thousand dollars cash , they signed the deed as 1 dollar , they get 6 grand in their pocket , ...so actually with cash I saved over 14 thousand dollars , same as when you buy a car , for 25 grand , and make payments it is over 30 grand using "credit" I go get the same car , I offer them say 16 grand cash money , I will leave with that car ,
Parents should be teaching kids to save everything they can , and do not pay these banks for letting you borrow money , I have worked my butt off over the years , I save all I can , and it has paid off , I am 38 no house payments , no car payments on either of the four I have , I have saved , and invested , I will be retired in my late 40's before I turn 50 , while everyone with credit cards , and 30 year mortgages will work until they are 65 or dead , , I have let my money make money instead of giving it to banks . compare the banks house ( main headquarters) to your house , why put more into their house , instead keep the money in yours , If I can do it , anyone can , I am nothing but a Painter with a GED , and I did it all without credit . Credit is for suckers , why have borrowing power (credit) , when you can save lots of money with buying power ( cash)...Look out for yourself and your future , these banks do not do that , they look for their next victim ,and the next profit , ....

There is nothing sophisticated about buying on credit , if you buy a dinner , or an outfit with credit , it means you do not have the money to buy it , Credit does not build your net worth ....and Never has no one ever gotten rich by by spending what they do not have

Debt is nothing to brag about either , who cares what you are paying for , it is not yours until it is paid for . Pre paid cards , or pre paid anything is a rip off , the more credit cards accounts you have the more it wil hurt you when buying a house , because they have pre dertimined how much money the will allow you to borrow , based on how much you make , too many open accounts hurt in the long run

if your parents sign for it, you can get one. its suposed to help you build credit and learn responsibility.

if you get a credit card, just buy gas. pay it in full every month. that will build your credit history.
thats what i did, now i'm 20, and i financed a brand new dodge truck on my own, no co-sign needed. in 3 years, i'll be able to finance a house on my own

and you may be thinking debit cards. its just an atm card that works to buy crap. it can be used as a credit card as well, just with out the credit line, everything goes right out of your bank. The plus is no intrest, only overdraft fee's if your not careful

ask your parents to get you one, this is how the other kids get one unless they are stealing it from somebody else. If you decide to steal one, be prepared to wear stripes.