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Yahoo Answers! Credit Cards This is a RSS feed for Topics from Yahoo Answers! That pertain to the discussion of credit cards, bad credit cards and credit limits. Feel free to discuss this in the credit card discussion Forum. MEMBERS WITH THE DESIGNATION Powered by Yahoo! Answers under their names ARE BOOTS FROM YAHOO ANSWER...! NEW THREADS MUST BE STARTED ON REGULAR FORUMS, MEMBERS ARE HOWEVER ABLE TO ANSWER OR PARTICIPATE WITH CURRENT THREADS...

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Old 10-20-2007, 01:35 AM   #1 (permalink)
holli s
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What would you do if your mother has two credit cards in your name and didnt pay the bills?

My mother has two credit cards in my name, has had the phone bill in my name, and has even stole money from me. I dont know what to do because she had me so far into debt that its not even funny! She is not paying the bills or helping me out in any way and I just want to get peoples opinions on this...I am 18 and just graduated so its pretty bad that my mother has to act like this.
 
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Old 10-20-2007, 01:38 AM   #2 (permalink)
Michael M
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is she an authorized user, if so you are SOL

if she took out the cards in your name , thats ID theft

you would be surprised how many parents take out cards in their kid's names, and never tell them
 
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Old 10-20-2007, 01:40 AM   #3 (permalink)
Frootbat31
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First thing you should do is tell your mother that its ILLEGAL to do this. You were underage and not obligated to even start debt let alone BE in debt. By law, anyone under 18 cannot enter into any contractual agreement. Technically the debt is on her anyway because she is your mother.
She needs to pay off all the credit cards. I would call the credit card company and explain the situation to them, canceling the cards so no furhter purchases can be made on them.
The link below can also provide some more info. for you.
 
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Old 10-20-2007, 01:43 AM   #4 (permalink)
Somaesthesia
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Call the police and find out what your options are. Also work on getting your social security # changed as soon as possible. Also depending on what the police say, you may want to talk to a financial advisor who helps victims of identity theft get out of debt. They will let you know if filing for bankruptcy would be a good choice for you. I am very sorry to hear that she did that to you, how terrible for a parent to be a thief to their own child.
 
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