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Yahoo Answers! Credit Cards This is a RSS feed for Topics from Yahoo Answers! That pertain to the discussion of credit cards, bad credit cards and credit limits. Feel free to discuss this in the credit card discussion Forum. MEMBERS WITH THE DESIGNATION Powered by Yahoo! Answers under their names ARE BOOTS FROM YAHOO ANSWER...! NEW THREADS MUST BE STARTED ON REGULAR FORUMS, MEMBERS ARE HOWEVER ABLE TO ANSWER OR PARTICIPATE WITH CURRENT THREADS...

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Old 10-20-2007, 02:45 PM   #1 (permalink)
andre r
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credit card?

will i improve my credit..if i pay the entire balance on my credit card..or is it better i pay just a small portion...whats better
 
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Old 10-20-2007, 02:45 PM   #2 (permalink)
Living My Fairytale ?
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? You should pay your card off [[mostly]]. Try to keep between $20-$50 of the cards limit used. If you pay off the card completely it will help, but it will help you more if you use the card for small things like gas, a shirt, etc and then pay it off when you get your bill. It will just look better on your credit because it shows that you can responsibly handle money. This wont happen overnight though... it will take affect in 6 months to a year. Good Luck!
 
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Old 10-20-2007, 02:46 PM   #3 (permalink)
firstgypsywoman
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Your credit will be better if you can pay it off as soon as the bill comes. It will still be good if you make a payment with more than the amount of the minimum balance. Your credit - will be fine as long as you make the minimum payment. Just make sure to watch the interest rates, as they creep up on you and sometimes end up being more than the bill itself. Best to pay cash, but to establish credit make a small bill and pay it off the best you can. Make sure not to get in over your head because these people are relentless and will hound you constantly until the bill is paid.
 
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Old 10-20-2007, 02:47 PM   #4 (permalink)
BILL!!!
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Continually paying off the full amount ensures that you wont get into any financial problems, and helps to build a credit history much faster than just making minimum payments
 
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Old 10-20-2007, 02:48 PM   #5 (permalink)
WayMoreParsecs
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Pay on it regularly. Your credit is determined how well you pay to keep it caught up.
It`s ironic these days. To get good credit, one must go in debt to buy something on credit!!!!!!!!!!!!!!
If you can`t rent an apartment bcause of no credit, buy a car first, then a month later 'rent to own house', Then your credit will be GOOD!
The world is NUTS now!!!
 
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