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Yahoo Answers! Credit Cards This is a RSS feed for Topics from Yahoo Answers! That pertain to the discussion of credit cards, bad credit cards and credit limits. Feel free to discuss this in the credit card discussion Forum. MEMBERS WITH THE DESIGNATION Powered by Yahoo! Answers under their names ARE BOOTS FROM YAHOO ANSWER...! NEW THREADS MUST BE STARTED ON REGULAR FORUMS, MEMBERS ARE HOWEVER ABLE TO ANSWER OR PARTICIPATE WITH CURRENT THREADS...

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Old 10-20-2007, 09:40 PM   #1 (permalink)
Cherry
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When Will My Paid Off Credit Cards Show on My Credit Report?

I recently paid off all of my credit cards. They all had pretty high balances so I'm expecting to see a generous rise of my credit score which will help tremendously since I'm going to be buying a new car soon. I paid the cards off about 5 weeks ago- all my credit card bills came in and showed a zero balance on the account but when i pulled a credit report it still shows all my debt. I want to get it off ASAP because as I stated I'm trying to buy a car- My question is does anyone know how long it takes the debt to come off my credit report and is there anyway to speed up the process?
Thanks so much!
 
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Old 10-20-2007, 09:43 PM   #2 (permalink)
mike1942f
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Depends on the reporting of the credit card company and the updating cycle of the credit agency - anywhere from a month to 3 months. You can put notes in your credit report so you can note that the accounts were paid and closed on a specific date.
 
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Old 10-20-2007, 09:49 PM   #3 (permalink)
madderthanthehatter
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Yes, it should be able to get you the best rate at the bank. Many car companies have 0 percent loans now anyway, but be careful about the price of the car, some companies try to make up the cost of the loan by raising the cost of the car. But cars are very good buys now, autos are always sell at good buys for the consumer when the cost of oil goes up.
 
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