Do you still have any obligations on your credit card even if you haven't use it in a month or two?

10-21-2007, 02:23 AM

like monthly charges or something? will you still gonna pay? and how much? how about the HSBC Red Card... how much will you pay even if you haven't use it? thanks

10-21-2007, 02:34 AM

1. if you pay it off teh entire balance every month then you have no obligation until you put a charge onit again.

ex. you spend 100 dollars on it and when the bill comes you send in the entire 100- no payment unitl you charge something agin

however you spend a 100 dollars and only make the minimum reqired 10 dollar payment - you will have another payment due each month ( they will add an interst charge) until it is paid off

get it?

10-21-2007, 02:34 AM

every card doesn't come with an anual fee.