Alrighty then! Hope I got yall (smart) humans attention. Im 19 and don't know jack s h i t about credit cards. I want something plain-EASY (kindergarten) to understand-Free-A very little intrest rate... And you know the rest. I just got a job @ MSG too so I can direct deposit my checks. Will the bank take a certain amount of it out? Im planning on getting it done tommorow! Thanks in advance!

[john]

If you never had a credit card, capital one is probably your best choice. They offer credit cards that are designed for ppl like you who is new to credit or has limited credit history. It's easy to get approved and it has no annual fee. For your checks, you should open a bank account and have your checks direct deposited there. They are two separate things.