What will happen if I take money from credit cards and do not pay back ever. I do not owe any thing in USA but I have good job. Can they hurt my job or my salary?I knwo it will fry my credit history and scores but what else it can hurt?

Creditors will hound you constantly, calling 6 times a day in order to get you pay. When they have no luck, they will then turn the debt over to a bill collector. If you still fail to pay, then you will be taken to court and your wages will be garnished.

I hate credit.

They can contact your employer and have money removed from your pay to pay the debt.

http://www.daveramsey.com/