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is it a good idea to transfer all my credit balance to one card?
lets say i have 4 crdeit cards with all have a maximum of $4000 each. i have balance for each cards of about $500. it is a good idea if i transfer all the balances to one card so that one card will have $2000 balance and the rest of the cards to zero.? (planning to transfer them to the lowest apr card). will i pay more? it that bad for a credit report?
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