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How do you get interest rates on credit cards lowered?
From the books that I have read and advice I have seen on tv, they always tell you to call your credit card compaines and ask them to reduce the rates. We have a few store credit cards and I called and asked and all of them said no. Is there a certain place to call? I know that I can do a balance transfer but I don't want to get into that trap. I don't want to consolidate them and get into it any deeper. Any thoughts. We don't use our cards we have cut them all up but the interest rates are killing us on the balances we owe. Compaines don't bother to send me offers!
My credit score is 742 which is on the higher range. That is why I want to get this taken care of to keep it that way.
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