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Yahoo Answers! Credit Cards This is a RSS feed for Topics from Yahoo Answers! That pertain to the discussion of credit cards, bad credit cards and credit limits. Feel free to discuss this in the credit card discussion Forum. MEMBERS WITH THE DESIGNATION Powered by Yahoo! Answers under their names ARE BOOTS FROM YAHOO ANSWER...! NEW THREADS MUST BE STARTED ON REGULAR FORUMS, MEMBERS ARE HOWEVER ABLE TO ANSWER OR PARTICIPATE WITH CURRENT THREADS...

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Old 10-26-2007, 12:07 PM   #1 (permalink)
aditya t
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what is difference between visa and visa electron prepaid credit card??

i need to know tht
1. can i use a prepaid credit card with visa electron logo on it
for online buying .
2. what if the online seller accepts VISA cards
wud i still be able to shop with my VISA ELECTRON PREPAID CREDIT CARD i.e plz tell me does it really matter in online transactions tht the prepaid card is "visa" or a 'visa electron"
 
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Old 10-26-2007, 12:07 PM   #2 (permalink)
Eric B
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1. IF your pre-paid card has the VISA logo on it then yes you can, but you need to go to the website to the company that you bought the prepaid card at, because there might be an age limit restriction on it first and you will have to verify that you are legal and not a underage adult buying the card to make over age spending.

2. Yes you can use the VISA card on on line transactions if they take VISA, the difference on a CREDIT CARD and a PRE-PAID CREDIT CARD is that your card is coded showing it is pre-paid thus you could not use it for renting cars, or renting high end equipment, those agencies will have a written form saying they do not take pre-paid cards. Also they work different when purchasing gas at the gas pumps because they have to have a $50.00 limit on them before they authorize (that is limit on my pre-pay card). Whatever you are purchasing with your pre-paid card should work like any credit card, as long it does not go over the limit you have on the card you should be alright, and what I stated above make sure it does not have a age limit because if it does then you are not going to purchase items over 21 years old.
 
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Old 10-26-2007, 12:07 PM   #3 (permalink)
Eric B
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1. IF your pre-paid card has the VISA logo on it then yes you can, but you need to go to the website to the company that you bought the prepaid card at, because there might be an age limit restriction on it first and you will have to verify that you are legal and not a underage adult buying the card to make over age spending.

2. Yes you can use the VISA card on on line transactions if they take VISA, the difference on a CREDIT CARD and a PRE-PAID CREDIT CARD is that your card is coded showing it is pre-paid thus you could not use it for renting cars, or renting high end equipment, those agencies will have a written form saying they do not take pre-paid cards. Also they work different when purchasing gas at the gas pumps because they have to have a $50.00 limit on them before they authorize (that is limit on my pre-pay card). Whatever you are purchasing with your pre-paid card should work like any credit card, as long it does not go over the limit you have on the card you should be alright, and what I stated above make sure it does not have a age limit because if it does then you are not going to purchase items over 21 years old.
 
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