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Being sued in Texas by credit card company, have citation from court, can I still settle
out of court? Some lady just delivered a package to my house that says I'm being sued by a company called Arrow Financial Services, this was a credit card I obtained from Providian and what happened was that I went through a consumer credit counseling program a few years ago and they did not accept the reduced payments this credit counseling firm was sending them. I did not find out about this until 5-6 months later and more than $600 in extra fees added to the account, I tried to work out a settlement but Providian declined and I just blew them off, now I have this citation from a court dated July 07 and don't know what to do!!! Should I try to settle out of court with the lawyer? should I go to court? what's the best way to go about this? I'm in Texas so I don't know if they can garnish wages or what not......thanks for the help!!!!
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