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Yahoo Answers! Credit Cards This is a RSS feed for Topics from Yahoo Answers! That pertain to the discussion of credit cards, bad credit cards and credit limits. Feel free to discuss this in the credit card discussion Forum. MEMBERS WITH THE DESIGNATION Powered by Yahoo! Answers under their names ARE BOOTS FROM YAHOO ANSWER...! NEW THREADS MUST BE STARTED ON REGULAR FORUMS, MEMBERS ARE HOWEVER ABLE TO ANSWER OR PARTICIPATE WITH CURRENT THREADS...

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Old 10-26-2007, 08:24 PM   #1 (permalink)
2nd Commander
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Do credit card people offer preapproved credit cards over the phone?

they asked for my mother's maiden, my ss#, how much income i make and stuff.
shit i gave up my info!
they said they wanted to confirm if it was me so they needed my ss#. i'm scared.. !
I called them and they said someone did call me at my house for a card. so it may not be a scam, but i guess i was lucky. they did sound all official. but i have to wait till i get my card or an update.
It was Chase card services. they did give me a number and his id number but no one was able to really access their employees. well i hope it's okay. i mean i'm just a little boy. i don't have all that much money, but i'm scared of them ruining my credit.
 
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Old 10-26-2007, 08:26 PM   #2 (permalink)
DAVE B.
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Yeah that's bad one should never give out ss# or bank account numbers over the phone. This is how people get their identity stolen and then the bad guys get credit cards using your information and kill your credit. If you know the name of the company that contacted you I would call them back, they should have given you a number to call. If not then call the Better Business Bureau in your area and ask them about it. If the person who called you said they were with a bank, then find the number of the bank and call them and check it out. If this was a scam you need to get started on dealing with this now. If you gave them any of your bank information you need to go and close the account and open up a new one with a different account number. You can call your bank and ask for help about what all you need to do to try and stop this. I have never heard of a prepaid credit card. Good Luck!! I would get on this tomorrow. The sooner the better.
 
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Old 10-26-2007, 08:28 PM   #3 (permalink)
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You made your first mistake by handing out your ss#. Never do that as it could ruin you and your credit. So do not accept it and tell them if they ever call back you want your so called information returned to you. This is a scam in a way. So never give out all that information as it is not necessary. To get a good card go to a bank and get one and they will give you a proper one.
 
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