he's going to send out a sheriff to sieze any real or personal property. i don't really have anything. just some old furniture, clothes and my 2 dogs. the debt is about 3000.00. i do have a car that's worth about 1500.00. can they take it? what is the procedure when the sheriff comes out? it's called a fi fa. please help. i believe the sol in georgia is 4 years. the fi fa was file 12/29/03

It is intimidation and nothing in the fair debt collections practices act says they can do that unless it is an item of title like a house or car. They actually are not allowed to come out to your property. The collection guys say everything illegal to intimidate you. If they put it in writing, get a lawyer and sue them.

He is trying to scare you and screw with your emotions.

But you promised to pay back a debt--and you should pay it. At this point you can probably settle for 35 cents on the dollar... so do it!