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the BEST credit repair is to pay your bills on time
seriously - no -one can repair your credit history. you can check it is correct, but if it is then the only way to improve it is to make all payments on time. Heck I rebuilt mine with a guaranteed credit card, paid it off in full without fail, now I am getting offers every week - i was bankrupt in 2001, credit histories dont come much worse than that.
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