right
Home Blogs Forums

Privacy Policy Bad credit repair forum

Members Area

Advertisements



Notices

Yahoo Answers! Credit Repair Forum This is a RSS feed for Topics from Yahoo Answers! That pertain to Bad Credit Repair, FDCPA, FCRA and general financial questions and answers. Feel free to discuss this in the credit discussion Forum. MEMBERS WITH THE DESIGNATION Powered by Yahoo! Answers under their names ARE BOOTS FROM YAHOO ANSWER...! NEW THREADS MUST BE STARTED ON REGULAR FORUMS, MEMBERS ARE HOWEVER ABLE TO ANSWER OR PARTICIPATE WITH CURRENT THREADS...

Casino Navigation
Home Video Poker Blackjack Sports Betting Pool Lottery Slots Texas Hold 'em Let 'em Ride Roulette
Reply
 
LinkBack Thread Tools
Old 09-15-2007, 09:26 AM   #1 (permalink)
Antwain B
Guest
 
Posts: n/a
Casino Cash: $
Credit Report is bad question?

I just got my credit report and it is very bad, but now I have a very good job and I want to get out of debt with all my old payments. What is the best way to go about this? Also what is the best thing to do after I finish paying everything off to get my credit score back up into the good?
 
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Old 09-15-2007, 09:26 AM   #2 (permalink)
garfieldlvr62
Guest
 
Posts: n/a
Casino Cash: $
Pay all of your bills on time, and if you want to keep getting credit, you're going to have keep some of your credit revolving.
 
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Old 09-15-2007, 09:26 AM   #3 (permalink)
beachlover
Guest
 
Posts: n/a
Casino Cash: $
first of all dont close the accounts you pay off. the bigest mistake i see paople make is to pay off a card and then close the account. once you pay off a account it will start reporting paid as agreed. after that it will still report even if you dont charge on the card. i suggest paying down the cards to zero balances. once you do this your score will go up. also the longer you have a card the better your score will improve. so dont get rid of the cards.
do as i tell my clients to do once your cards are paid to zero keep them use them at least once every six months to keep them reporting to the credit agencies. but always pay them off by the end of the month what will happen is that the credit card companies will raise your limits if you keep paying them to zero to tempt you into borrowing more than you can pay off at the end of the month.

having several cards reporting is a good thing i say a minimum of 4 good credit sources if you are considering financing a home.

also save some money the best way i know is to get a 6 month CD at your local bank then borrow against so lets say you save 5 thousand dollars in a CD then borrowe 5 k against the CD put the money in the bank and pay it off after 2 months in full your score will skyrocket. the reason being that this type of loan from the bank once paid off raises your score more than anything else once your cards and paid as agreed.
 
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are On
Refbacks are On


All times are GMT -4. The time now is 12:37 AM.


Powered by vBulletin
Copyright ©2000 - 2008, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.2.0 RC5
Credit Repair Forum | Site content remains the intellectual property of InfiniteCredit.com and may not be duplicated or reproduced without prior consent.
Ad Management by RedTyger


1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58