i have been trrying to get a loan for quite some time but most of the companies either deny or require me to send the first four months first in order to qualify but i dnt trust sending the money first anymore cause i tried and never received the funds so i need a personal loan with no first four months required and i will have a co-signer if needed

you can try prosper.com (up to $25K)
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I'm posting this to warn you and others on yahoo! abt Loan scams.
Beware of Advance fee Loan scams.
LOAN SCAM - Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person

or business in the UK, Nigeria or Canada in hopes of getting a loan. If

you do you will learn a hard lesson & never see any Loan money.

Remember, if it sounds too good
to be true, it probably is! NEVER give out your personal information to

strangers online! Always be on guard.
Please be aware. You have been warned!