I want to start college in the spring of 08, but im worried about paying for it. Will it be hard for me to get a student loan with my horrible credit? If my husband ( who has perfect credit) co-signs will they give it to me still even tho my credit is very bad?
It will only be about $7,000 for 2 years at a comm college...?
Also, are most student loans the kind where you have until 6 months after graduating to start paying it back?? Thanks !

[dabster]

There's no guarantees, but if your husband cosigns, you'll likely get it as long as he has good credit and a good history of working.

I'm looking at this for my wife's graduate school as well. There are different types of loans but generally, they give you a 6-month grace period. Interest still accumulates over the life of the loan, though, so unless you pay the interest payments monthly, you'll end up with a much larger loan at the end of 2-3 years.

Good luck!