i have been trying to get a personal loan for quite some time now but it seems like everytime im going to get one the company tells me i have to pay some type of insurance fee because of my credit and when i do it always turns out to be a scam so i am determined not to give any money whatsoever if i have not receive the loan so if theres anyone out there willing to help please get back at me asap im in need very badly

With bad credit, you will probably not find anyone to loan you that amount of money.

pretty much like alot of us, if u don't have a home, ur screwed

pretty much like alot of us, if u don't have a home, ur screwed