I have bad credit...I had two accounts each were under 100 and they went to collections...I was stupid when i got my first credit card a few years ago...Now my credit score is a 550...How can i fix it? My collections accounts are closed out and now im just looking to repair. I am married and my husband has great credit...Can he help me inprove it by adding my name to a loan or anything? I heard gas cards approve people with bad credit...? Please tell me ways to improve it and not be scammed! Thank you
