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Federal student loans are guaranteed, no matter what your credit score is. You should be applying through Sallie Mae. However, if you have ever taken out student loans before and defaulted, you won't get another student loan.
If you have already applied through Sallie Mae and the money you've received isn't enough, you're either going to have to work an extra job to make up the difference to transfer to a college that is affordable for you. That's what I do. I attend a college I can afford so I don't have to work myself to death while I'm in school.
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