is there anyway any program we can be garunteed a home loan or something like that.

The military used to assist families in buying housing. Is that also gone?

I feel so bad for you and your family.

The more you give to this country, the less you can expect in return. It's a sad state of affairs.

You can try Army emergency relief, they might be able to help you out.

Honey, my son is over there, and his pay was enough to finish paying his car loan, his student loans, AND save nearly $20,000......all in one year.
Is your man telling you the whole story?

Go to your bank & ask to talk to a loan officer. They will counsel you for free.

Maybe he could rob an Iraqi bank. Seems your troops can do anything they want there so no problem.

Make an appointment with a base financial couselor at family services. However, be prepared to hear answers, solutions and budget recomendations that you may not like or want to do. Keep in mind that the couselors are there for a reason and thier suggestions are probably in your best interest and in the interest in fixing your problem. Even though you may not like what they are saying. Good luck!

Check out Dave Ramsey. He has a daily radio program and a site on the web. He has a system to help you figure out how to pay your way out of debt. It is not a free giveaway, but it does WORK. You've gotten yourselves into it, now you will have to get yourselves out of it.

if your a first time buyer the VA has a great program for you. the VA loan has very low intrest and they approve 9 out of 10 loan applications. i think the intrest is about 5.5% or just a little higher. and since your military you should go with USAA banking. it's only for military person's and they also have great loans for houseing. it's www.usaa.com. hope i helped you.

Im sorry for you and your husband's situation. But the federal government cares more about people in prison than they do about US soldiers and their families. Heres a Donny Rumsfeld comment, Rumsfeld to GIs’ families: I’m not Santa Claus! Instead of going into a rant on this horrible administration who betrayed our country I will just say good luck and give this advice. Try a Credit Union on a military base near you. Pentagon FCU may be able to help. Take Care and I hope u see your husband soon
https://www.penfed.org/index.asp

It's a tough situation to be sure. First thing I would do is call your creditors and explain the situation. Pull their "patriotic strings" a little and let them know the mails are slow and money is tight. It's not that you will not pay them, you just can't right now. See if they'll work out a payment plan with you. Very important that they know you are paying attention and co-operating with them. Ask for minimum payment reductions, less interest and to hold off on credit reporting until your husband is home and can take over the finances. Believe it or not, they will work with you if they know you are aware and on the case. When he is home, there's government programs that will help a soldier who has served with dignity and honor.

Cardboard box. If you want, I can mail you a few.

You'll be homeless otherwise, once he gets out.

There are a couple of banks out there that off loans to people with not so good credit or that will offer advice to you to help you for the next 6 months help you get into a home. Veteran's Affairs offers a great guarantee that covers 100% w/ zero down payment to the veteran and rates as of Friday were @ 6.125% for 30y fixed. How bad is your credit. You should try some of the following;
Bank of America
Chase
USAA
Navy Federal
Netbank
Suntrust

That's a couple, you can probably Yahoo search them and find 800#'s for all of them. Good luck!

My husband does mortages, I asked him if he knows any programs and he says he may be able to help you with a VA loan. He said he would be more than happy to give you information about it. You can call him at work Monday Morning. Old Town Mortage 502-452-1200....Austin....and it does not matter what state you live in.

the VA loan, however, if your credit really is that bad you may not qualify for much, if anything.
Fix your credit first. No reason you can't be talking every cent of his special pays: FSH., HSP/IDP and using that to pay off your credit card debt or any other debt you have.