NO SCAMS NEED ANSWER. i asked this question once before but come to find out all most of what I got were people based out of nigeria and other countrys. They all want up front money to give me a loan.
well i am trying to get a home loan, so you would think that they would want to use the house as calateral but no...They all want an upfront fee. the reator says that no legitament lender is going to ask for thousands up front before they even give you a home loan. Does anyone know of a real lending company here in the USA that deals with people whos credit is not good but would like to get a fresh start?

Here are the list of lenders that provides loans for people wit bad credit.
http://www.badcreditresources.com/bad-credit-personal-loans.html

good luck on your loan search...try asking your family for help on this one..

>Beware of Advance fee Loan scams.
LOAN SCAM - Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson & never see any Loan money.

There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.

Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

http://www.axalda.info/bad-credit-loans.html

There is a way everyone whose giving out loans deals...and they don't want to lose...they want to get their money back. One of the rules is that when you buy a house you need to have a large downpayment and excellent credit. Otherwise they know your house will be foreclosed on (you'll lose it). Have you not heard of the mortgage companies who in the past few years gave out all that money to people with bad credit and now many many homes have been foreclosed on, people losing their homes? yeah, read the news. So now it will be even harder to get a home loan.