i have a credit that is really messed up. i know it's not good to take out a loan with a poor credit(finding one is hard enough...). but i really need to take out a loan for about 5000. i know thats a lot of money. i have already tried few online loan services and i was scamed. my credit wasn't good enough for prosper.com neither. i know i have a terribble credit score. do i have any chance? i have already read through so many fake offers from yahoo message board. so if you are trying to scam me, dont even waste yout time and my time please....

If your credit score is that bad, it no legitimate lender would expect you would actually repay the loan. If you have any valuables you might try pawning them or selling them.