Can I still get a credit card secured or unsecured if i have bad credit? How can I improve my credit?

The Credit Score (also known as your MyFico score) is calculated with the following breakdown:
* 35% - Payment History
* 30% - Credit to Debt Ratio
* 15% - Credit History
* 10% - New Credit
* 10% - Credit Types in Use
A credit car is a good idea for improve your credit.
I found interesting information about your answer & credit card options here. http://all-debt-consolidation-loan.blogspot.com/2007/07/chase-credit-cards.htmlGood luck!

Girl

1. PAY ALL YOUR DEBTS.
2. Then reapply.

first premier bank and orchard bank. they helped bring up my credit score. they will only give you a low limit at first but it's worth it. MAKE SURE to make all your payments on time, BEFORE they are due. AND make more than the minimum payment. Start w/one and wait a few months and then try for another one.