bad credit loaners i need to get a new vehicle and i have bad credit because of other reasons,
i have the money to pay it ./

There are several sub-prime lenders in the market. Drive financial is a good place to start.

Check out garage sales pay cash for a junker.
if you are trying to borrow money for a car, it's like putting money in a rathole. Don't go to a car dealer..

Pay cash, by a used car.

You CAN get a decent car loan, even with bad credit. I've done it, but you'll have to look around. That's one of the BIG mistakes people make...just taking the first offer that's given to them when they go to the dealer. Be smarter than that.

WARNING: DON'T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It's a better option, you don't have to take what they're offering if you don't want it, and it's better than dealing with the car dealer's people.

There are usually some nationally based car loan companies who specialize in bad credit car loans who advertise on the page linked below...

http://www.axalda.info/bad-credit-car-loans.html