My hubby and I just lost our home due to an A.R.M. (Adjustable Rate Mortgage). This was our first home and honestly we didn't quite understand the A.R.M. but we found out the hard way. Is there anyway we can reastablish our credit? Any help would be beneficial. Thanks in advance.

Keep all your other bills current & on time .
Keep debt to a below 10% of your income . . .
Start reading documents , & do NOT sign until you understand what it says in writing .
( Not what the salesman says )

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You have to pay off the judgment if there is one. If there's one against you, you'll never be eligible for another personal loan or mortgage.
You also need to pay everything on time and encourage your landlord & your other creditors to report to the bureaus.
DO NOT get those credit repair credit cards, they do more damage than good. After a year, your credit will start to improve.

it will probably take a few yrs - foreclosure is a big negative